How to compare and switch home insurance in France
France has several price comparison websites covering a range of financial services
If you have had your home insurance contract for at least 12 months, you can cancel it at any time
REDPIXEL.PL / Shutterstock
Reader John Homfray recently contacted The Connexion to ask whether there was a French equivalent of the British comparison website Go Compare, where he could check prices for home insurance in France. He also asked how easy it is to change insurance companies in France.
In fact, France has several price comparison websites covering a range of financial services, from home, car and pet insurance to personal loans and utility providers.
These include meilleurtaux.com and lesfurets.com.
Other sites, such as assureland.com and lecomparateurassurance.com, specialise in one particular area, such as insurance.
The best insurance companies in France, according to a 2025 survey of customers by consumer rights organisation Que Choisir Ensemble, are: Maif, Crédit Mutuel and Crédit Agricole.
The survey had 2,352 responses for home insurance and 1,960 for car insurance.
On average, respondents paid €540 per year in home insurance. The average claim amount was €3,000, with compensation of €2,400, or 77% of the claim value.
“Whatever your choice, you should absolutely not focus solely on the premium amount, on average €150 for apartments and €250 for houses,” the consumer organisation said.
It recommends carefully looking at cover limits, deductibles and exclusions, and making sure you distinguish between useful and unnecessary cover.
Changing insurance providers in France
In terms of switching insurance providers in France, this is relatively easy.
If you have had your contract for at least 12 months, you can cancel it at any time.
You must give 30 days’ notice to your provider to cancel your contract. This can be done by the customer themselves or by the new insurance provider on the customer’s behalf.
If the latter, the customer should provide them with details of their current cover, such as the contract number and the name of the policyholder.
All insurers that allow policies to be set up online should also allow customers to cancel their policies online, according to a ‘three clicks’ rule, introduced in 2023.
Your insurer should have a clear webpage explaining how to cancel.
